Financing methods influencing the overall performance of cooperatives in Morocco: Case of agricultural cooperatives in the Beni Mellal-Khenifra region

Abstract

Cooperatives in Morocco are becoming more vital to the country's economic and social development as a result of their commitment to democratic values, solidarity, cooperation, and mutual assistance. This article examines the many methods of financial administration that are used by cooperatives in Morocco. On the other hand, the economic activity that cooperatives engage in is not particularly distinct from that of other forms of businesses. The primary objective of this study is to identify the various funding options that are available to cooperatives in Morocco and to evaluate the influence that these funding sources have on the overall performance of agricultural cooperatives in Morocco. Specifically, this objective will be accomplished by analyzing data gathered from both quantitative and qualitative research methods. In addition to that, the impact that these various sources of financing have had on the overall performance of cooperatives in Morocco will be assessed as part of this research. In order to evaluate the hypotheses that were developed as a consequence of research into the relevant literature, the PLS approach was used to a sample of 120 agricultural cooperatives located in the Beni Mellal Khenifra area. This was done in order to gather data. This study reveals that there is a substantial association between the two factors (state assistance and indebtedness) and the overall performance of agricultural cooperatives. This is shown by the fact that this relationship is demonstrated by this study. However, the findings of this analysis do not support the significance hypothesis about the association between self-financing and NGOs and our dependent variable.

Keywords: funding sources; agricultural cooperatives; overall performance; PLS method; social and solidarity economy.

JEL Classification : C01, C5, P13, Q14

Paper type: Empirical research.