La Mourabaha de la banque participative au Maroc : Quelle intersection avec le crédit hypothécaire classique

Mohamed Rouchdy; Ahlam Qafas; Mounir Jerry; Abderrazak Rouchdy

doi:10.5281/zenodo.5730615

The Mourabaha of participatory banking in Morocco: What intersection with traditional mortgage credit

Mohamed Rouchdy National School of Business and Management of kenitra, Ibn tofail University kenitra, Morocco
Ahlam Qafas National School of Business and Management of kenitra, Ibn tofail University kenitra, Morocco
Mounir Jerry Faculty of Economics and Management , Ibn Tofail University of Kenitra, Morocco
Abderrazak Rouchdy Mohammed V University of Rabat, Morocco

DOI: https://doi.org/10.5281/zenodo.5730615

Keywords: Mourabaha, Participatory banking, Interest credit

Abstract

Despite the application of participatory finance in Morocco in 2007, this exercise was modest and limited in the timid marketing of a few products by Dar Essafae, while the effective boom in Islamic finance in Morocco only started. in 2017 after the granting of Bank Almaghreb of its authorization to certain banks and banking windows to market the products named alternative, until today the Mourabaha is the product which dominated the transactions of the participative bank with approximately 80⁒ of all the transactions of Islamic finance in Morocco, through this paper we will conclude the main similarities and differences between the Murabaha and the mortgage loan of the conventional bank

JEL Classification: G510

Article type: Theoretical research

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Published

2021-11-27

How to Cite

Rouchdy, M., Qafas, A., Jerry, M., & Rouchdy, A. (2021). The Mourabaha of participatory banking in Morocco: What intersection with traditional mortgage credit. International Journal of Accounting, Finance, Auditing, Management and Economics, 2(6-1), 317-326. https://doi.org/10.5281/zenodo.5730615