KHALESS Z, AMZIL R. Empirical Impact of IFRS 9 on Banking Performance and Credit Risk Management of Moroccan Banks: A Panel Data Analysis (2014–2025). IJAFAME [Internet]. 16 juill. 2026 [cité 22 oct. 2026];7(7):779-800. Disponible sur: https://ijafame.org/index.php/ijafame/article/view/2521