HBATA, Ouissal, Mounir EL BAKKOUCHI, et Othman AJRAOUI. « Financial Inclusion As a Driver of Growth in Emerging Economies With a Theoretical Framework and Implications for Morocco ». International Journal of Accounting, Finance, Auditing, Management and Economics 7, no. 1 (janvier 1, 2026): 372–387. Consulté le octobre 23, 2026. https://ijafame.org/index.php/ijafame/article/view/2240.