AJRAOUI, O. et EL BAKKOUCHI, M. (2026) « The Role of Banking Digitalization in Promoting Financial Inclusion of Micro, Small, and Medium Sized Enterprises in Morocco », International Journal of Accounting, Finance, Auditing, Management and Economics, 7(12), p. 811–826. Disponible sur: https://ijafame.org/index.php/ijafame/article/view/2713 (Consulté le: 21 octobre 2026).