HARKAT, T., EZ-ZARZARI, Z. et HAFID, N. (2025) « The role of digitalization in enhancing financial inclusion and performance in Moroccan MFIs », International Journal of Accounting, Finance, Auditing, Management and Economics, 6(4), p. 257–270. Disponible sur: https://ijafame.org/index.php/ijafame/article/view/1848 (Consulté le: 21 septembre 2026).