SAVON, Z. (2025) “The impact of macroeconomic conditions on credit risk in the Moroccan banking system: empirical evidence from the ARDL model and the Toda-Yamamoto test”, International Journal of Accounting, Finance, Auditing, Management and Economics, 6(3), pp. 397–414. Available at: https://ijafame.org/index.php/ijafame/article/view/1817 (Accessed: 11 November 2026).