SAVON, Z. (2025) « The impact of macroeconomic conditions on credit risk in the Moroccan banking system: empirical evidence from the ARDL model and the Toda-Yamamoto test », International Journal of Accounting, Finance, Auditing, Management and Economics, 6(3), p. 397–414. Disponible sur: https://ijafame.org/index.php/ijafame/article/view/1817 (Consulté le: 20 septembre 2026).