FEKKAKLOUHAIL, Safia. Les déterminants de l’adhésion volontaire à la couverture sociale au Maroc. International Journal of Accounting, Finance, Auditing, Management and Economics, [S. l.], v. 3, n. 3-2, p. 410–429, 2022. Disponível em: https://ijafame.org/index.php/ijafame/article/view/513. Acesso em: 20 sept. 2026.