HAJARABI, Hajar; ACHIBANE, Mustapha. Les difficultés d’accès au financement des PME marocaines, causes et alternative participative. International Journal of Accounting, Finance, Auditing, Management and Economics, [S. l.], v. 2, n. 6-1, p. 569–583, 2021. Disponível em: https://ijafame.org/index.php/ijafame/article/view/312. Acesso em: 23 sept. 2026.