RACHYQ, Lahcen; BOUBEKRI, Inass; ESSARDI, Omar. Transformation digitale et création de la valeur : Cas de secteur bancaire marocain. International Journal of Accounting, Finance, Auditing, Management and Economics, [S. l.], v. 7, n. 9, p. 779–792, 2026. Disponível em: https://ijafame.org/index.php/ijafame/article/view/2596. Acesso em: 20 sept. 2026.