BOUMLIK, Zouhair; OULHADJ, Badia; COLOT, Olivier. L’endettement bancaire dans les PME familiales marocaines : perceptions et facteurs déterminants. International Journal of Accounting, Finance, Auditing, Management and Economics, [S. l.], v. 6, n. 10, p. 314–333, 2025. Disponível em: https://ijafame.org/index.php/ijafame/article/view/2087. Acesso em: 21 sept. 2026.