EL-KAROUNI, B., TABAKKOUYAT, R., & RAQEN, Y. (2026). Moroccan SMEs and Artificial Intelligence: An Exploratory Study of Challenges and Opportunities. International Journal of Accounting, Finance, Auditing, Management and Economics, 7(5), 132–157. Retrieved from https://ijafame.org/index.php/ijafame/article/view/2384